Turns out my calculations were off - projected out 15 months, and including buying the new phone, selling the old phone, and paying the early termination fee, I will have a net savings of $450. I will own the phone and not be tied to any contract of any kind. I like the deal.
Great swim this morning and then I stopped for breakfast with a quick trip to Trader Joe's. I got home in time to see the Mariner's lose.
This afternoon I have a handful of household chores to do, then I need to finish the latest bear and take the monthly bear round up photo and package them up for transport.
I have good books to read and a stuffed TiVo. All is good here!