In movies and TV shows set in Seattle they always have it raining outside. Strong, steady, gully washer rains with lightening and thunder. We sometimes have hard rains with strong winds - rarely hard rains with no wind. Even more rarely are thunderstorms. We have lots of gray days (thankfully) and a fair amount of days with drizzle or, like today, a very light, steady rain.
I did some more research today and then pulled the plug on new house insurance. My old insurance was $650 a year. My new insurance is $284 a year with a much lower deductible, and higher coverage amounts. I had to call to cancel the old insurance but it wasn't to odious a call. They will be refunding me the balance - $285. I giggled when she told me the amount. I made a $1!
There's nearly no difference in the car insurance so I'm just leaving that for now.